All Programs

Thirteen ways to finance property in South Florida.

Investor, non-QM, and standard programs, matched to your income, property, and timeline.

DSCR Loans

Qualify using the property’s rent, not your personal income or tax returns.

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Foreign National Loans

For non-U.S. citizens buying or refinancing property without U.S. credit history.

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Bank Statement Loans

12–24 months of bank deposits stand in for tax returns and W-2s.

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ITIN Loans

For borrowers who file taxes with an ITIN instead of a Social Security number.

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Self-Employed Loans

P&L and 1099-based income programs for business owners and contractors.

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Jumbo & Non-Warrantable Condo Loans

High loan amounts and condo buildings that don’t meet conventional lending rules.

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Physician & Professional Loans

Low or no PMI options for physicians, dentists, and other licensed professionals.

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Hard Money Loans

Asset-based financing for investors who need to close fast.

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Bridge Loans

Short-term financing that lets you buy your next home before selling the current one.

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Cash-Out Refinance

Refinance your current loan and take the difference in equity as cash.

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Construction Loans

Draw-based financing for new builds and major renovations.

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Commercial Loans

Multifamily, mixed-use, retail, and office financing sized to the deal.

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No-Ratio & Foreclosure Bailout Loans

Approval based on credit and equity rather than a debt-to-income calculation.

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