Blog | Florida Palm Lending
Blog

Guides for South Florida borrowers and investors.

Practical explainers on DSCR, foreign national, bridge, hard money, and ITIN loan programs — written for the questions South Florida borrowers actually ask.

DSCR Loans in Miami-Dade & Broward: The Complete Guide for Investors

How DSCR loans work, how the ratio is calculated, and what South Florida investors need to qualify for a rental property loan in Miami-Dade and Broward counties.

Read article

Foreign National Mortgages in Florida: How International Buyers Qualify Without U.S. Credit

A practical guide to foreign national mortgage programs for international buyers purchasing property in South Florida without a U.S. credit history or Social Security number.

Read article

Bridge Loans vs. Hard Money Loans: Which One Fits Your Florida Deal

Bridge loans and hard money loans both close fast and lean on the asset over the borrower — here's how South Florida investors tell them apart and pick the right one.

Read article

ITIN Home Loans in Florida: A Complete Guide for Borrowers Without an SSN

How ITIN mortgage loans work for borrowers in Florida who file taxes with an Individual Taxpayer Identification Number instead of a Social Security number.

Read article